If you have already decided which one will be your new living place or the real estate investment you want to make, why waste time waiting and paperwork to get your mortgage? Technology opens up new opportunities to streamline processes and achieve, only with a
Liberbank code for more benefits, a online mortgage with the best conditions.
From the same website Liberbank, a bank that is betting strongly on new technologies and that offers one of the most advantageous online mortgages, you can complete the entire process of contracting a mortgage without having to step on a bank branch at any time. The only procedure that must be done in person is the signature at the notary’s office.
If you are looking agility, good conditions and catch the opportunity that has presented itself to you before it escapes, taking out your mortgage on the web will save you a lot of time throughout the purchase process.
Constant and complete information
The Liberbank mortgage online allows you to save a lot of time because it avoids travel, the response is as fast as possible and the application is made in just four steps. However, the entire process is carried out with the maximum guarantees in terms of information, expenses, terms, amortization, total amounts and interest that will have to be paid.
From the beginning, a personal manager accompanies the applicant throughout the process, clarifying any doubts and providing all the data that may be needed or the extra information deemed necessary. The presence of the manager allows any concern that may arise to be resolved at the moment and each client always receives a personalized offer and individual so that your mortgage is adapted to your situation and needs.
The process has four phases: The first is the simulation of the mortgage; the second the realization of a economic study to check its viability; the third is its approval and the fourth, the signature in the notary’s office of your choice anywhere in Spain.
100% online mortgage from Liberbank have a maximum term of 30 years and the maximum amount is 80% of the appraisal or 90% of the purchase value, whichever is less.
Fixed or variable rate mortgage
The online mortgage of Liberbank remote banking can be contracted with a fixed interest rate or with a variable one linked to the Euribor. In the case of fixed interest, the same installment is always paid throughout the life of the mortgage, which can reach a maximum of 30 years, while in the case of variable interest the interest rate will change depending on the evolution of the Euribor. The choice depends on the circumstances, age and preferences of each person or family.
In both cases there is the possibility of obtaining more advantageous conditions through a series of bonuses obtained by contracting various private Liberbank products such as insurance and direct debiting the payroll.
In addition to the online mortgage, Liberbank has other mortgages.
It is necessary to contract it in person and you can choose between a fixed or variable interest rate.
Real Madrid mortgage
A fixed rate mortgage especially recommended for fans of the white team.
Own Property Mortgage
This mortgage is especially reserved for properties that Liberbank has for sale or rent. If you choose the home in its catalog, you can benefit from this mortgage with special conditions.
The objective of technology is to make things easier and in the case of mortgages, being able to formalize it online, without having to go to an office, makes everything much easier. A help that is appreciated when it comes to getting the house of your dreams.